By the early age of thirteen I found myself grappling with financial stress in peculiar ways. I had to make major life decisions for myself, and others; and keep in mind my current state of lack, of both; a support system and no money. Fast forward to my 20’s, a single mom with a demanding schedule, working full-time, living on a fixed income, still seeming to continuously set myself up for money-related obstacles, without understanding how or even why.

The reality of financial lack hit on a continuous basis. Unemployed, drowning in debt and barely able to afford groceries, something had to give, or change. I started small, noticing how my habits helped to keep me trapped in my financial cycles. I started reading more about finances and how to use money well.  Over the years, life threw its curveballs; bankruptcy, separations, the loss of loved ones, layoffs, and more. Yet, each challenge became an opportunity to refine the skills needed to triumph over the next hurdle.

Eventually, the setbacks become more of a pause, or redirection. I firmly believe that my past experiences, education, and adversities contribute to my enduring passion for learning, teaching, and promoting financial wellness. I have countless untold stories that emphasize my commitment, goals, and qualifications as a financial coach and as an advocate for financial education, home ownership, and emotional well-being.

I am convinced that, with the right strategy, processes, and practices, almost anyone can become financially educated, well-versed, and adept in handling personal financial matters with wisdom and wealth.